The world is a risky place. Many of us reading this IDS Bulletin will have ample ways of dealing with risk. A look through my ‘to pay’ box at home reveals bills for home and car insurance and for credit cards.
I have a five-year employment contract with IDS, a university pension, and should something happen to my health, I can draw on government disability benefits or the National Health Service.
I am able to live in an area of the UK that does not suffer from high levels of crime or violence. I am able to live and work in a part of the world that is not in the middle of a war zone and does not suffer from catastrophic flooding or earthquakes.
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